Strip Steel Community FCU

If you get an email that looks anything like the email below:

DO NOT OPEN IT OR CLICK ANYWHERE IN THE CONTENTS.

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From: eNFACT Notifications [mailto:noreply@enfactnotifications.com]
Sent: Thursday, January 26, 2012 11:34 AM
To: Recipients
Subject: eNFACT Case #29018

To protect your account, we monitor your ATM and debit card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world.

An eNFACT Case was generated for the cardholder below:

Transaction 1 Information:

A charge on 10/23/2011 in the amount of $438.09 in ITALY Transaction Score: 981

Transaction 2 Information:

A charge on 10/23/2011 in the amount of $513.14 in ITALY Transaction Score: 918

Transaction 3 Information:

A charge on 10/22/2011 in the amount of $0.02 at O RANCH Transaction Score: 37

The eNFACT Case is generated when a suspect transaction is detected. If this transaction was not initiated by you as the credit card holder please follow the steps as shown at : http://www.efactnotify.com/

Please be sure to complete the Case Resolution Notification (CRN) Form at (http://www.efactnotify.com/) . If you have any questions, or would like additional information pertaining to this eNFACT Case, please contact the Card Processing Center at 800-262-2024.

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If you have received this phishing attack via email, or if you receive it at any time from this point forward:

1. Do not open the email;

2. Do not click on the link contained in the email; clicking on any of the links contained in the email may install malicious software on your system;

3.Delete the email from your "Inbox" and "Sent Items; and

YOUR NEW NETBRANCH IS UP AND RUNNING!

DOUBLE CLICK "here" TO VIEW A VIDEO THAT EXPLAINS YOUR NEW ONLINE BANKING SITE AND ALL THE COOL THINGS IT WILL DO. THERE ARE MORE SERVICES AND THEY ARE FREE! YOU WILL HAVE TO AGREE TO ALL YOUR ORIGINAL DISCLOSURES AND RESET YOUR MFA AND THEN YOU WILL BE UP AND RUNNING. After you're finished viewing the video you must hit your back arrow.

Double click on the new credit card above and you will be taken to the new Online Access site to register your new VISA card and access your account online.

IF YOU'RE A NETBRANCH USER (STRIP STEEL'S ONLINE BANKING SITE) YOU WILL BE ABLE TO ACCESS YOUR VISA CARD DIRECTLY THROUGH YOUR ONLINE ACCOUNT THERE. SINGLE SIGNON IS BEING DEVELOPED AND YOU SHOULD BE ABLE TO ACCESS YOUR NEW CARD THROUGH THERE BY AUGUST 1ST.

Strip Steel Community Federal Credit Union is excited to announce our partnership with a new credit card processor to better serve your Visa Credit Card needs.

In July, you received a new Visa Credit Card. This new card replaces your old silver VISA card . regardless of the expiration date.

Your new credit card comes with the following features:

24/7 Cardholder Service: call 866-539-9029 (U.S.), 605-782-3585 (International) for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.

· Visa Online Access: real-time Visa information conveniently available in Online Access including: transactions, pending activity, payment information, statements, custom email alerts, plus sign-up for an e-statement!

· We sent you a Recurring Activity Checklist to assist you in updating any recurring payments or credits that will need to be transferred to you new card.

For your convenience we have included frequently asked questions on the other side of your letter. If you have any other questions or inquiries before the conversion date of July 25, 2011 please call the office at 866-884-2498. On or after the conversion date, please call 866-539-9029.

CONFUSED ABOUT NEW CAR RATES?

TAKE THE REBATES, CASH BACK OR THE LOW INTEREST RATE

We're going to give you some information and show you a couple of comparisons that will assist you in making the decision that is right for you.

First, if the dealer is offering you a rebate for whatever reason, find out the conditions of that rebate. Are there any penalties for early payoff? Do you have to make so many payments before you can pay the loan off? If there are no penalties and you can pay off the loan within the first six (6) months of the loan and it is a new vehicle, if approved, we will purchase that loan at the new car rate. Now you've received the rebate and the great interest rate. What a deal!

What about those cash back deals? Well let's compare! You've found the car you want. You need to finance $25,000.00. You want to finance the car for 48 months. They are offering you 1% Cash Back up front. You're still financing $25,000 for 48 months. Here is the comparison.

OURS: $25,000 @ 3.50% for 48 months = $558.95 per month - $1,829.41 total interest life of the loan = total cost of the vehicle - $26,829.41

THEIRS: $25,000 @ 4.49% for 48 months = $570.04 per month - $2,361.59 total interest life of the loan less the 1% of cost ($250.00) = total cost of the vehicle - $27,112.59.

By financing with us you will have saved $11.09 monthly and $532.18 in total interest less the $250.00 cash back incentive.

IF YOU ARE COMPARATIVE SHOPPING, CALL US AND WE WILL RUN THE NUMBERS FOR YOU!!!!

YOUR MONEY IS SAFE AT STRIP STEEL COMMUNITY FEDERAL CREDIT UNION

Your deposits at Strip Steel Community Federal Credit Union are safe with insurance coverage up to $250,000 by the National Credit Union Administration's Nationl Credit Union Share Insurance Fund. This increase in coverage is permanent.

ARE YOU DRIVING AROUND IN AN OLD CAR AND YOU'RE IN THE MARKET FOR A NEW ONE?

WELL, WE HAVE SOME GREAT IDEAS FOR YOU. GOT A TRADE? WANT TO SEE WHAT IT IS WORTH? CHECK OUT THE ICON ABOVE "BUYING A VEHICLE" AND YOU CAN BOOK YOUR OWN VEHICLE. YOU CAN DO IT GENERIC OR USE YOUR ACTUAL VIN NUMBER. GIVE IT A TRY.

NOW YOU HAVE THE VALUE. TAKE THAT INFORMATION TO A LOCAL DEALER AND START DEALING. MENTION "INVEST IN AMERICA" AND LET YOUR DEALER KNOW THAT YOU ARE A CREDIT UNION MEMBER AND THERE MAY BE MORE DISCOUNTS AND REBATES THAN ORIGINALLY OFFERED. CHRYSLER AND GM ARE PARTICIPATING. NOT SURE WHAT THE PROGRAM IS? GOOGLE: "INVEST IN AMERICA". ITS A PROGRAM THAT CREDIT UNIONS AND CAR MANUFACTURING COMPANIES HAVE PUT TOGETHER TO BOOST THE SALE OF NEW VEHICLES. CHECK IT OUT.

NOW YOU HAVE THE DEAL, LET US FINANCE IT FOR YOU. USE OUR LOAN CALCULATORS RIGHT HERE ON THE WEB SITE. WE HAVE LOAN RATES AS LOW AS 4% FOR 48 MONTHS IF YOU QUALIFY. IF YOU'RE NOT COMFORTABLE USING THE SITE, JUST GIVE US A CALL, WE'LL WORK YOU UP A PAYMENT ON THE PHONE.

Steer Your Way to Savings on New or Used VehiclesDue to high-volume lease returns and trade-ins, the used vehicle market is ripe for picking, making good buys easy to find. Take advantage if the credit union's low loan rates and you'll be steering your way to savings. To apply, simply click here and apply online or you may print our loan application and mail, fax or bring it into the credit union.