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CONFUSED ABOUT NEW CAR RATES?

TAKE THE REBATES, CASH BACK  OR THE LOW INTEREST RATE

We're going to give you some information and show you a couple of comparisons that will assist you in making the decision that is right for you. 

 First, if the dealer is offering you a rebate for whatever reason, find out the conditions of that rebate.  Are there any penalties for early payoff?  Do you have to make so many payments before you can pay the loan off?  If there are no penalties and you can pay off the loan within the first six (6) months of the loan and it is a new vehicle, if approved, we will purchase that loan at the new car rate.  Now you've received the rebate and the great interest rate.  What a deal!  

What about those cash back deals?   Well let's compare!  You've found the car you want.  You need to finance $25,000.00.  You want to finance the car for 48 months.  They are offering you 1% Cash Back up front.  You're still financing $25,000 for 48 months.  Here is the comparison.

OURS:    $25,000 @ 3.50% for 48 months = $558.95 per month - $1,829.41 total interest life of the loan = total cost of the vehicle - $26,829.41

THEIRS: $25,000 @ 4.49% for 48 months = $570.04 per month - $2,361.59 total interest life of the loan less the 1% of cost ($250.00) = total cost of the vehicle - $27,112.59.

By financing with us you will have saved $11.09 monthly and $532.18 in total interest less the $250.00 cash back incentive. 

IF YOU ARE COMPARATIVE SHOPPING, CALL US AND WE WILL RUN THE NUMBERS FOR YOU!!!!

 


 

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2010 AMUSEMENT PARK TICKETS

KENNYWOOD - FUNDAY

      REGULAR ADMISSION -  $35.99        OUR TICKET PRICE  -  $23.00

          Tickets are valid May 8, 9, 15, & 16, as well as May 20 thru September 6, 2010.  Also valid September 11, 12, 18 and 19, 2010  (NOTE:  Kennywood will be closed August 25th thru August 27th and August 30th thru September 3, 2010)  Gates open 10:30 am.  Rides open 11:00 am.

SANDCASTLE

     REGULAR ADMISSION  -  $29.99        OUR TICKET PRICE  -  $20.00

          Operating dates are:  May 29th thru May 31st (11 pm to 5 pm) June 5th, 6th, 12th thru August 22, August 28, 29th, September 4th, 5th and 6th, 2010.  Gates open 11:00 am - close 6 or 7:00 pm

IDLEWILD AND SOAK ZONE - ANYDAY

     REGULAR ADMISSION  -  $29.99        OUR TICKET PRICE  -  $23.00

           Tickets are good any operating date, May 27th thru September 6th, 2010.  Park closed June 1st thru 3rd, August 30th thru September 3rd, 2010.  Gates open 10:30 am; rides open 11:30 am.  Closing based on weather  

 


THERE ARE DAILY ATTEMPTS TO GET YOUR PERSONAL INFORMATION REGARDING ALL YOUR CARDS.  UNLESS ONE OF THE GIRLS FROM THE OFFICE CALL YOU DIRECTLY, DO NOT GIVE THEM ANY INFORMATION.  


PAYTRAXX - BILL PAYMENT SYSTEM

CHECK IT OUT WITH YOUR ONLINE BANKING 

 

We have entered into a contract with a Bill payment system for your convenience.  After much searching and testing, Paytraxx has become the bill payment service for  the Strip Steel Community Federal Credit Union.  It was the most efficient bill payment company and the most cost effective.  If you would like to have the convenience of paying your bills directly from your checking account only, you must click on the button and sign up,  After review of you application, your account will be approved or denied based on your share draft history. At this time there will be a $4.50 charge per month to use this service.  We are looking into a way that perhaps this service will not have to be paid for my you and if the fee is taken away you will be notified. We currently offer all our services free unless you abuse them.  If you have any suggestions regarding this, please feel free to contact the office with them.  With bill pay there really isn't a necessity for checks so therefore perhaps you would be willing to pay for your checks and have bill pay free as you would be using less personal checks.  Let us know your thoughts!!!!! 

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YOUR MONEY IS SAFE AT STRIP STEEL COMMUNITY FEDERAL CREDIT UNION

With the passing of the Emergency Economic Stabilization Act of 2008, member deposit insurance coverage increased from $100,000 to $250,000 until December 31, 2013.  This means that your deposits at Strip Steel Community Federal Credit Union are safer right now with the increase of insurance coverage by the National Credit Union Administration.  However, even before the 2008 Emergency Economic Stabilization Act was passed, your deposits at Strip Steel were already safe.  

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ARE YOU DRIVING AROUND IN AN OLD CAR AND YOU'RE IN THE MARKET FOR A NEW ONE? 

WELL, WE HAVE SOME GREAT IDEAS FOR YOU.  GOT A TRADE?   WANT TO SEE WHAT IT IS WORTH?  CHECK OUT THE ICON ABOVE "BUYING A VEHICLE" AND YOU CAN BOOK YOUR OWN VEHICLE.  YOU CAN DO IT GENERIC OR USE YOUR ACTUAL VIN NUMBER.  GIVE IT A TRY. 

NOW YOU HAVE THE VALUE.  TAKE THAT INFORMATION TO A LOCAL DEALER AND START DEALING.  MENTION "INVEST IN AMERICA" AND LET YOUR DEALER KNOW THAT YOU ARE A CREDIT UNION MEMBER AND THERE MAY BE MORE DISCOUNTS AND REBATES THAN ORIGINALLY OFFERED.  CHRYSLER AND GM ARE PARTICIPATING.  NOT SURE WHAT THE PROGRAM IS?  GOOGLE:  "INVEST IN AMERICA".  ITS A PROGRAM THAT CREDIT UNIONS AND CAR MANUFACTURING COMPANIES HAVE PUT TOGETHER TO BOOST THE SALE OF NEW VEHICLES.  CHECK IT OUT.

NOW YOU HAVE THE DEAL, LET US FINANCE IT FOR YOU.  USE OUR LOAN CALCULATORS RIGHT HERE ON THE WEB SITE.  WE HAVE LOAN RATES AS LOW AS 4% FOR 48 MONTHS IF YOU QUALIFY.  IF YOU'RE NOT COMFORTABLE USING THE SITE, JUST GIVE US A CALL, WE'LL WORK YOU UP A PAYMENT ON THE PHONE. 

Steer Your Way to Savings on New or Used VehiclesDue to high-volume lease returns and trade-ins, the used vehicle market is ripe for picking, making good buys easy to find.  Take advantage if the credit union's low loan rates and you'll be steering your way to savings.  To apply, simply click here and apply online or you may print our loan application and mail, fax or bring it into the credit union.

Click Here to Apply

FAMILIES:  THAT'S WHAT WE'RE ABOUT!
Strip Steel Community
Federal Credit Union
         
LARGE ENOUGH TO SERVE YOU
SMALL ENOUGH TO KNOW YOU
 

 

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IN PARTNERSHIP WITH COLLIERS SCHOOL, WE WILL BE COLLECTING BOX TOPS AND PACKAGING LABELS AT THE OFFICE.  THE PTA IS COLLECTING THESE AND THEY ARE TURNED IN FOR CASH TO BE USED BY THE PTA FOR SCHOOL EQUIPMENT OR ACTIVITIES FOR THE KIDS.  THE FOLLOWING COMPANIES ARE PARTICIPATING:

Betty Crocker, Cheerios, Chex Mix, Cinnamon Toast Crunch, Cookie Crisp, Country Hearth Bread, Green Giant, Hamburger Helper, Nature Valley Granola Bars, Old El Paso, Pillsbury Cookies and Strudel, Pop Secret, Reese's Puffs, Suddenly Salad Mixes, Yoplait Go Gurt, Yoplait Trix Yogurt, Kleenex, Cottenelle, Scott Paper Towels, Viva Paper Towels, Kotex, Poise, Depends

We have a complete list at the office if you like to pick one up. 

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THE CREDIT UNION SETS ASIDE A BLOCK OF MONEY FOR MORTGAGE LOANS. DUE TO THE HIGH VOLUME OF MORTGAGE LENDING LAST YEAR, THAT BLOCK HAS BEEN USED COMPLETELY.  THEREFORE WE WILL BE SUSPENDING THE PROCESSING OF MORTGAGES FOR THE TIME BEING.  PLEASE KEEP CHECKING BACK OR CALL OF THE OFFICE TO SEE WHEN WE WILL BE TAKING APPLICATIONS AGAIN.  THANK YOU FOR YOUR PATIENCE.  
 
 

 
 
 

 Liberty, the people who print your checks, has partnered with us to provide you with free fraud education.  We want to provide you with the peace of mind that the products and services we provide you with are secure. 
 
This free online fraud series module is available beginning May 1st.  It is interactive and easy to read.  It will explain identity theft, check and credit card fraud, and other scams that are occurring everyday.  It will give you tips and tricks that help protect you from becoming a victim of fraud.  To access  this free online educational tool, double click on the icon above. 

 

 
 
DIRECT DEPOSIT IS THE WAY TO GO
 
 
In the critical days following Hurricane Katrina, the treasury worked with the Social security Administration to get displaced Social Security and SSI recipients their payments as quickly as possible.  However, those who were already using direct deposit had immediate access to their funds from virtually anywhere, thanks to automated teller machines and financial institution networks. 
 
Just as important, direct deposit eliminates the risk of stolen checks and forgeries and helps protect people from identity theft.  Fraud and identity theft are growing concerns for all Americans, including those who receive federal benefits.  You can sign up for direct deposit for all your Social Security and SSI benefits by calling the GO DIRECT helpline at 800-333-1795 or sign up online at www.GoDirect.org 
For several years now credit unions have joined forces with the NCUA and the Treasury Department to encourage our members to use direct deposit for their payroll checks, social security benefits, pension benefits, VA benefits, etc.  There are still about 12 million people who do not take advantage of this benefit and still wish to receive a paper check.
 



                 

 


 

 

 

     

 

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